Harrison County Rural Electric Cooperative (HCREC) operates on a non-for-profit basis. Patronage, or capital credits, represent margins credited to cooperative members based on their power purchased. Annually the board of directors reviews the cooperative's budget and financial position to determine if a retirement of patronage will be approved. Patronage capital is used to support the cooperative operations until "retired" (returned) to individual members in the form of Capital Credits. Patronage retirement is your share of margins the cooperative earned in a given year.